Financial Considerations

 

When there was a blip on my radar about the current tariffs in terms of perfume a post or two ago, I did think about there was no Chanel no 5 to be had. At least in the extrait form. So I am thinking that the edp, edt and Eau Premiere are still cheap enough for many companies to get but the extrait version of anything in terms of Chanel might not be worth the expense. The thing is that I have enough Chanel no 5 in every other formulation except the extrait. But the price of so many perfumes have gone up, and some horrifically so, I figured I might as well start setting some goals for myself.

With the whole BNPL thing, I have decided that in the next 6 weeks, I want to have Afterpay, Klarma and Zip paid off. My Sezzle account is paid off and Zip has only 1 payment left on it. My Klarna balance is less than $60 but Afterpay is sitting at a shade over $400. But the other part of my goal is to start saving some money and create a budget that is a little more strict. Does this mean that I won't go out and have some fun? I will still go out to eat and have fun but I have to be little more discerning about that.

It was my birthday earlier this week and usually I do get myself a bottle of perfume. For some reason, I haven't been quite up to getting a new bottle. With the tariffs and all driving the prices up, some of the stuff are simply out of my budget. But I will truly see in the next few weeks on if I want something new or just hold off in that department.

But cleaning up my finances has made me cancel my Doordash subscription and I decided not to get the Sephora same day delivery subscription. I remembered that on my birthday the same day subscription was going to be changed on my birthday and I made the point to cancel it beforehand. I did forget that I did sign up for the Door dash free trial and was charged $9.99 for it. I cancelled as soon as the charge went through. I still will "enjoy" the subscription for a month but that means I will probably use it once or twice if a hankering for Burger King or McDonald's hits but don't want to go out and get it.